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- What the Paze offer means for Sapphire and Freedom users
- How to use Paze and start collecting extra points
- What purchases typically qualify and what may be excluded
- Practical tips to maximize the 10x rewards
- Security, limits and things to watch for
- Comparing the Paze boost to standard Chase rewards
- Where to confirm details and read the fine print
Chase cardholders who carry a Sapphire or Freedom card now have a new way to stack rewards. Using the Paze payment platform can unlock an extra 10 points per dollar on eligible purchases, a boost that could sharply increase the value of everyday spending.
What the Paze offer means for Sapphire and Freedom users
The partnership lets Sapphire and Freedom cardholders earn a significant bump in rewards when they pay with Paze. Rather than the standard multipliers tied to these cards, this promotion adds an additional 10 points per dollar on qualifying transactions.
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- Points are added on top of the card’s base rewards in many cases.
- Rewards posting depends on merchant category and payment routing.
- Terms and eligibility rules apply; check both Chase and Paze for specifics.
How to use Paze and start collecting extra points
Getting the bonus usually requires a few simple steps. Link your Sapphire or Freedom card inside the Paze app or account. Then choose Paze as your payment method when checking out.
- Download or open the Paze app and create an account.
- Add your Chase Sapphire or Freedom card to Paze’s wallet.
- Select Paze at checkout or tap to pay in-store where accepted.
- Confirm the transaction and watch points post to your Chase account.
Using Paze online, in-app and in-store
- Online: Pick Paze as the payment option at supported merchants.
- In-app: Use Paze during mobile checkouts that support digital wallets.
- In-store: Tap or scan the merchant’s Paze code if the terminal supports it.
What purchases typically qualify and what may be excluded
Eligible spend is often retail purchases from participating merchants. But not every transaction will trigger the bonus.
- Likely included: in-store and online retail purchases at Paze partners.
- Likely excluded: cash advances, balance transfers, and some bill payments.
- Returns and chargebacks can reverse bonus points.
Always refer to the fine print for merchant and purchase exclusions.
Practical tips to maximize the 10x rewards
- Use Paze for larger planned purchases to rack up points faster.
- Stack offers: combine Paze’s bonus with merchant sales or promo codes.
- Track categories: avoid using Paze for purchases that would normally earn more through a category bonus on your Chase card.
- Monitor monthly statements to confirm points post correctly.
Security, limits and things to watch for
Linking a card to a third-party wallet adds convenience but also requires vigilance.
- Check for any caps on bonus points or promotional limits.
- Verify point posting timeframes—rewards may take weeks to appear.
- Keep an eye on fraud alerts and review unfamiliar charges promptly.
- Note that returns, disputes or merchant adjustments typically reduce awarded points.
Comparing the Paze boost to standard Chase rewards
The extra 10 points per dollar can eclipse normal earning rates. Sapphire cards often award enhanced points on travel and dining. Freedom cards rotate categories and offer cash back in many quarters.
- Example: a purchase that normally earns 1–3 points per dollar could yield an additional 10 points when paid with Paze.
- This makes Paze especially attractive for non-category purchases.
Where to confirm details and read the fine print
Before shifting big spending to Paze, check the official terms. Review Chase’s rewards rules and Paze’s merchant list. Look for any promotional end dates, geographic limits, and merchant exclusions.
If you need specifics, sign in to your Chase account or consult Paze’s help center. Contact customer service for transaction questions or missing points.












